If you have to wait, it's worth it. My wife can be swayed with some effort, and yours likely can be too. The 631 or 634 are good quality 'poor mans' guns. I love my CZs as much as my 30s.
I have no experience with the XS12 that Tomcat suggest but on paper it should work. For less than $100 I too have considered it for the same reason. So if budget is an issue you just can't get around then roll the dice. It could work out great. I still may do this myself on day if for no other reason to have an R7 type beater gun for the neighborhood kids. I do own a HW30S I bought 1 year ago from Pyramyd with 10% off & free shipping. To my door it was $283. It is a very nice rifle and at that price it was a steal. That rifle is nicer than ANY gun you can buy for under $300. Super accurate, top bluing, match adjustable trigger, outstanding sights with insets, well finished wood stock with rubber but pad, ... If you can swing it get the HW30S and buy some JSB RS 7.33 grain pellets and never look back. You will pass it down to your kids and grand kids.
I own a HW 30-HW50s but my CZ634 is just as accurate, not as nice trigger or finish but for 150.00 and easy cocking its a great buy. I bought mine from Buds .