Ron My 95 doesn't come with the inserts , what I misunderstood in the description of the HW95 was 4 different sight settings was a revolving plate on the rear sight giving you a different sight picture. The globe is fixed but it's fine for now . The HW95L comes with the inserts on the front globe. Shooting with the peep sight , what front post works better for you. Never shot with any of those fancy inserts. Have you ever been to the Mitchell Field range.? Chris